NVIDIA (NVDA) DCA Calculator
What a fixed monthly buy of NVIDIA actually did — computed from real daily closes (Jan 1999 → Jul 2026), not projections. Run your own amount and schedule below.
What $100 a month actually built
The last 10 years of a $100 monthly plan in NVDA, month by month: the flat line is cash paid in ($12,100 total), the accent line is what the position was worth along the way — ending at $327,258. Every point is computed from that day's real close.
Timing luck, quantified
Same plan, different start month. Each bar below is one possible 5-year monthly DCA window in NVDA's history, sorted from worst to best — the honest spread between unlucky and lucky timing, and the case for starting on a schedule instead of waiting:
271 possible 5-year start months — 85% ended positive.
Why dollar-cost average into NVIDIA?
NVIDIA is the most violent chart we track: roughly −90% in 2002, −85% in 2008, −56% in 2018, −66% in 2022 — and still one of the best-performing US stocks of the past quarter century. That combination is why its best-vs-worst window spread above is among the widest on this site. Entry timing dominated outcomes; a schedule was the only realistic way to keep buying through four separate near-death drawdowns.
Be equally honest about the ending: today's numbers are measured at the top of an AI capex boom, the single most favorable endpoint this stock has ever had. A backtest ending in 2015 told a far more modest story. Read the strip above as the honest range, not the headline return as the expectation.
FAQ
History, not opinion: $100 every month into NVDA for the last 10 years (121 buys, $12,100 invested) would be worth $327,258 today — +2605% before fees and taxes. Past performance doesn't predict the future, but that's what the plan actually produced.
The worst 5-year monthly-DCA start in NVDA's history began Dec 2003 and finished at -40%. The best (Feb 2013) finished at +871%. DCA doesn't delete timing luck — it narrows it and removes the decision.
A lump sum bets everything on one entry price. Monthly DCA spreads your cost across NVDA's ups and downs — you buy more units when it's cheap, fewer when it's expensive. Compare both directly in our lump sum vs DCA calculator.
Real NVDA daily closing prices from Jan 1999 to Jul 2026 (27.5 years), refreshed weekly and validated for gaps, zeros and staleness — see the data & methodology page. Fees, spreads and taxes are not modelled.
Run the plan on a real exchange
Five exchanges where DCA — and tokenized stocks & ETFs — actually work, each with a real discount. Pick one, copy the code, trade cheaper.
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